Many travelers are concerned about problems which might arise due to terrorist activities. Although the chances of anything happening are unlikely, it’s nice to know that the insurance you have purchased has the possibility to provide you with such optional benefit. Passive terrorism is where you are caught up in a terrorist event as an innocent bystander. Obviously, no insurance will cover you if you are an active participant. Some plans will exclude very high risk countries such as Afghanistan and Iraq.

With our Passive Terrorism extension under your Travel insurance, you are assured that in the event you are injured or die or suffer a total permanent disability, whilst on your trip, as a result of terrorist attack or war related events, your compensation will be paid out accordingly.

Planning your trip does include also making your bookings or reservations for your Hotel, Tour sight-seeing, or other related events. By selecting our Booking Cancellation cover, we will incur the costs associated with the cancellations fees charged by your service providers as per the limit of our cover, should you need to cancel your existing Bookings or reservations as part of your trip due to unforeseeable events outside of your control (e.g. sudden illness).

Should you be traveling with the intention of practising any adventure sports (like Skiing) we are happy to insure you. The only conditions that we have are;

• You must not be competing professionally.
• You are not taking part in any speed-time trial or any form of race other than on foot, cycling or swimming.
• You are not trekking or hiking above 5,000 metres altitude.
• You have a licensed guide for: trekking, hiking or mountain biking in extreme areas
• off-piste skiing
• scuba-diving
• rafting, canoeing or kayaking in white water rapids
• parachuting, sky-diving, paragliding and parascending or other similar activities
• rock climbing, caving, pot-holing, mountaineering or any activities that require use of ropes
• hang-gliding
• hot-air ballooning